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Dependent Care Flexible Spending Account

Sign up for a dependent care flexible spending account (FSA) to pay for eligible day care and elder care expenses with tax-free dollars.

What a Limited Purpose FSA pays for

Here is a list of some of the eligible expenses that you can pay for with a limited-purpose FSA. For a full list of expenses and rules, visit irs.gov.

Dental

  • Artificial teeth
  • Braces
  • Dental plan deductible, coinsurance and copayments
  • Dental services like exams, cleanings, fillings, and X-rays
  • Mouth guards
  • Orthodontia services
  • Tooth caps and tooth removals

Vision

  • Contact lenses and solutions
  • Eyeglasses and frames
  • LASIK eye surgery
  • Vision exams
  • Vision plan deductible, coinsurance and copayments

How an FSA works

  • Before your plan year begins, you decide how much money you want to put into your FSA. If you’re not sure, you can use the FSA Savings Calculator on myuhc.com. 
  • When the plan year starts, money is automatically deducted from your paycheck before federal, state, or Social Security taxes are taken. That money is then placed in your FSA. 
  • As soon as you have money in your Dependent Care FSA, you can use it to be reimbursed for eligible dependent care expenses.

How to get reimbursed

Getting reimbursed from your FSA is easy - just submit your claims online at myuhc.com. Using myuhc.com also makes it easier for you to track account balances and turn on direct deposits for fast reimbursements directly into your personal bank account.

How to manage spending your FSA

FSAs follow the “use it or lose it” rule, meaning you can’t carry over money from one plan year to the next — so it’s not a good idea to put more money in your FSA than you can spend.

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